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TD Guaranteed Acceptance Life Insurance

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What is TD Guaranteed Acceptance Life Insurance?

TD Guaranteed Acceptance Life Insurance provides financial support to help your family pay for your final expenses, such as funeral costs, after your passing. If you’re a Canadian resident between the ages of 50 and 751, you will be instantly approved for coverage ranging from $5,000 to $25,000 — regardless of your current health or medical history2. No medical exam is required.

Why TD Guaranteed Acceptance Life Insurance could be right for you

TD Guaranteed Acceptance Life Insurance may be right for you if you're looking for coverage to help pay for your final expenses, but don’t want to answer any medical questions or undergo a physical exam.

Guaranteed Approval

There is no medical exam required. All eligible applications are accepted.

Guaranteed Premiums

Your premiums won’t go up. When you reach age 100, you won't pay anything.

Lifelong Coverage

There's no end date – as long as your policy stays active, you have coverage.

What are Guaranteed Life Insurance benefits?

TD Guaranteed Acceptance Life Insurance can offer the following benefits:

  • Tax-Free Lump Sum Paid to Your Beneficiary

    Choose between $5,000 and $25,000 of coverage to be paid directly to your beneficiary – tax free.

  • Compassionate Advance Living Benefit2

    Once your coverage has been active for 2 years, you can choose to take 50% of the death benefit in advance if you're diagnosed with a terminal illness. The remaining 50% is paid directly to your beneficiary when you pass away.

  • Accidental Death Benefit2

    In the case of accidental death, your benefit amount is 5 times the death benefit if you've been covered for over 2 years.

Refer to the Sample Policy for a full description of features, benefits, limitations and exclusions.

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TD Insurance offers a variety of life insurance products. To make sure that TD Guaranteed Acceptance Life Insurance is the right fit for you, we encourage you to also explore our TD Term Life Insurance options.

Tips from TD Life Insurance

  • Life Insurance 101

  • How much life insurance do I need?

  • But I already have insurance…

Learn even more about life insurance.